How does your digital risk strategy stack up?

Compare your own data against Sift benchmarks with FIBR, the first Fraud Industry Benchmarking Resource of its kind delivering crucial fraud insights to businesses across verticals and regions.

Payment Fraud Data

  • Overall payment fraud attack rate: 2.8%
  • Current manual review rate: 2.5%
  • Percent of fraudulent payments made by credit/debit card: 72.3%
  • Fraud rate for financing (payment method with the highest fraud rate): 5.8%

Compare your fraud metrics against industry benchmarks from Sift's Global Network

Find out how your fraud operations stack up against the competition. Select your industry and/or geography to compare your company's fraud rates to those of similar businesses in the Sift network.

Filter by Industry

  • All
  • Digital Commerce
  • Finance and Fintech
  • Online Gambling
  • Internet & Software
  • Food & Delivery
  • Travel & Ticketing

OR

Filter by Geography

  • All
  • United States and Canada
  • Asia and Pacific
  • Europe
  • Mexico, Central and South America
  • Middle East and Africa

Payment fraud attack rate

Percent of orders blocked due to fraud out of total transactions

  • Average blocked payment fraud rate by quarter
  • Overall payment fraud attack rate
  • Industry or geo-specific payment fraud attack rate

Q12025 Q22025 Q32025 Q42025 Q12026 0% 1% 2% 3%

Manual review rate

Percent of transactions that were reviewed by fraud and risk teams

  • Average manual review rate by quarter
  • Overall manual review rate
  • Industry or geo-specific manual review rate

Q12025 Q22025 Q32025 Q42025 Q12026 0% 1% 2% 3%

Most common fraudulent payment methods

Payment methods, as a percentage of orders blocked due to fraud

  • Credit/Debit Card
  • Electronic Fund Transfer
  • Digital Wallet
  • Points
  • Financing
  • Gift Cards and Vouchers

Payment methods by fraud rate

Payment fraud attack rate for the most common fraudulent payment methods

  • Financing
  • Points
  • Credit/Debit Card
  • Digital Wallet
  • Electronic Fund Transfer
  • Gift Cards and Vouchers

Block Rate (%) 0.00 1.00 2.00 3.00 4.00 5.00

Chargeback Data

  • Current reported general chargeback rate: 0.26%
  • Current reported fraudulent chargeback rate: 0.10%

General chargeback rate

Percent of transactions that resulted in chargebacks

  • Average general chargeback rate by quarter
  • Overall general chargeback rate
  • Industry or geo-specific general chargeback rate

Q12025 Q22025 Q32025 Q42025 Q12026 0% 0.05% 0.1% 0.15% 0.2% 0.25%

Reported fraudulent chargeback rate

Percent of transactions that resulted in chargebacks due to fraud, as self-reported by Sift customers

  • Average reported fraudulent chargeback rate by quarter
  • Overall fraudulent chargeback rate
  • Industry or geo-specific fraudulent chargeback rate

Q12025 Q22025 Q32025 Q42025 Q12026 0% 0.02% 0.04% 0.06% 0.08% 0.1% 0.12%

Account Takeover Data

  • Current account takeover attack rate: 0.95%
  • Current two-factor authentication rate: 8.2%

ATO attack rate

Percent of blocked, pending, or failed logins out of all login attempts

  • Overall ATO attack rate
  • Industry or geo-specific ATO attack rate

Q12025 Q22025 Q32025 Q42025 Q12026 0% 0.5% 1%

Two-factor auth rate

Percent of logins sent to two-factor authentication out of all logins

  • Overall 2FA rate
  • Industry or geo-specific fraudulent 2FA rate

Q12025 Q22025 Q32025 Q42025 Q12026 0% 2% 4% 6% 8%

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